Assurity Life Insurance Company
Simplified Issue
Critical Illness insurance
- Pays a lump-sum benefit at the first-ever diagnosis of 12 covered illnesses or procedures.
- Guaranteed renewable to age 75, this protection is available for individuals 18 through 59 years of age.
- Features the Return of Premium Death Benefit
- Also offers a short application with several health questions.
- No medical exams are required
Issue Ages:
18 through 59 (age last birthday)
Simplified Issue:
A short application is used. If client is within the build charts and can answer "no" to health questions, qualification is probable.
Maximum Issue Limits
$5,000 - $50,000 for each
category
Multiple Benefits across Categories:
The first benefit is paid to you upon the initial diagnosis of a condition or procedure (see detailed list) in any one of the three categories. If you continue to pay the premiums and are diagnosed with a condition or procedure in a different category, you will again receive the benefit payment indicated. Your maximum benefit is up to three times the critical illness policy benefit amount. The multiple conditions must be diagnosed at least 180 days apart.
Assurity Life Insurance Company
Fully Underwritten
Critical Illness insurance
- Pays the insured at the first-ever diagnosis of 21 covered illnesses or procedures
- Guaranteed renewable for life, & protection is available for individuals 18 through 64 years of age.
- Return of Premium Death Benefit returns 100 percent of paid premiums
(less any benefits received) to the beneficiary if the insured dies of any cause other than a covered illness.
Issue Ages:
18 through 64 (age last birthday)
Family coverage:
Your spouse and/or children may receive critical illness insurance through riders on your policy with additional premium.
Maximum Issue Limits
$5,000 - $500,000 for each category
Multiple Benefits across Categories:
The first benefit is paid to you upon the initial diagnosis of a condition or procedure (see detailed list) in any one of the three categories. If you continue to pay the premiums and are diagnosed with a condition or procedure in a different category, you will again receive the benefit payment indicated. Your maximum benefit is up to three times the critical illness policy benefit amount. The multiple conditions must be diagnosed at least 180 days apart.
