Accident Insurance Plans

• Guaranteed Issue to age 64, Renewable to age 65
• Calendar Year Benefit Amounts: $1,000 to $15,000
  (In $1,000 increments)
• Calendar Year Deductible: $0, $100, $250, $500
  (2x the calendar year deductible for family plans)
• Covers injuries caused by accidents, including organized sports*
• Online enrollment available
• Pays benefits regardless of other insurance

Optional Critical Illness Rider (available with additional premium)

• Covered Illnesses include heart attack, cancer, stroke
• Issued to age 64, Renewable to age 65
• Benefit Amounts: $5,000, $10,000, $15,000, $20,000, $25,000
  (Minimum benefit is $25,000 in: DE, IA, KS, OK, SC, TX, VT, and WV)
• Pays a lump sum upon diagnosis
• Three simple questions to qualify
• Spouse and children may be included