Obesity Health Insurance Plans

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Looking for Obesity Health Insurance Plans?

Before you chow down on that all that fast food, give it a second thought. Do you really need all those extra calories and cholesterol? Actually no one does, but like most people the taste and convenience is hard to turn down.

If you are trying to lose weight, now is the time to do it. You'll discover an expanding waistline equals to an expensive health insurance rate. More than half of our population are obese or overweight and health insurance companies think that being obese is expensive. This is the reason why when obese individuals are trying to get health coverage, more often than not, they are declined. Obesity is considered a pre existing condition since it often raises other health problems such as heart disease, high blood pressure, stroke or respiratory problems.

Obesity health insurance is often hard to find since most health insurance companies are not willing to approve them. Thankfully, there are a few companies that approve medical coverage for these individuals but be prepared to pay a higher price.

Medical insurance companies are offering full coverage for obese individuals but at a premium rate that is higher by 30 to 50 percent over the regular rate. If you can afford the payments, then go for it. For those who can't pay a much higher premium rate, you can opt for an obesity health insurance plan but with riders. Insurance plans with riders allow full coverage of everything except those of health problems related to obesity. This might seem pretty useless to you but it is better than no coverage at all.

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All Aboard Benefits is your source for the best domestic and international insurance policies from virtually all of the major carriers in the health insurance industry. We will be happy to answer any questions you may have.

Just give us a call at 214-821-6677 or toll-free at 1-800-462-2322 to speak with one of our agents. Or send us an email message at sales@allaboardbenefits.net.